Registration Fee: P1,500

These terms and conditions apply to the User who uses the Online Services provided for
any payment made to the Life Underwriters Association of the Philippines (LUAP). Kindly read
these terms and conditions carefully. By authorizing a payment to LUAP through the online
payment service (“the service”), it would be treated as a deemed acceptance to these terms and
conditions. It is the responsibility of the User to have read the terms and conditions before using
the Service.

Submission on an online registration is regarded as a firm registration and acceptance of
these terms and conditions, however the registration will not be confirmed until full payment has
been received. Payment in full must be received at the time of registration. In the event that the
full payment is not received, the delegate will be refused entry to the conference.
Payment(s) through this Service may only be made with a Credit Card, Debit card or Net
Banking, Mobile payment, Cash payment/OTC through GCash, 7eleven (7connect), ECPAY,
BDO Over the Counter (BDOOTC), BDO Online Bills Payment (BDOOBP), Unionbank Online
Bills Payment (UBPOBP), MLhuillier, Cebuana, PNB Online Bills Payment (PNBOBP), PNB
Over the Counter (PNBOTC), SM Payment, UCPB Over the Counter (UCPBOTC), UCPB Over
the Counter (UCPBOBP), Security Bank (SBCOBP), Bancnet IPG, Direct Agent 5, Expresspay
Truemoney, CLIQQ, POSIBLENET and BPI Online.

• In General members, non-members and fellows in training may browse this website for
  obtaining a registration for LUAP events and annual conventions.
•  The information provided by the user on this website shall be kept confidential and
  shall not be shared with anyone. The DATA will neither be made accessible to third parties nor
  transferred in any form or manner unless required by law.
• LUAP may share your personal information with our bankers for clearing necessary
  fees payments. This information shall be strictly up to the legal permissible limit and not
  exceeding.
•  If payment is made by means of a card that you do not personally own, the permission
  of the card owner must always be obtained to make payments using the card. In using the system
  you confirm that you have such permission.
•  Information related to payments using debit or credit card is not accessed or stored by
  the society.
•  Limitation of Liability: In no event, Society will be liable for any damage direct or
  indirect losses or expenses arising in connection with site or use thereof inability to use by any
  person delay of operation or transaction, computer virus etc.

Registration Fee/s will only be refunded for CANCELLATIONS at least 24 hours before
October 7, 2020.

Notice of cancellation/s shall be e-mailed to payluap@luap.com.ph and
event@luap.com.ph attention to both MR. BRYAN BATERNA & MS. KIARA BATUIGAS
with the following details:

• Subject of E-Mail: REGISTRATION CANCELLATION – 2020 ONLINE PLIC &
  MDRT DAY
• Name of the Registrant: Last Name, First Name, Middle Name
• Company Affiliation:
• E-mail Address:
• Mobile Number:
•  Mode of Payment:
•  Amount Paid:
•  Bank Account details where refund shall be deposited of complete details of substitute
  if, any:
• Name of the Registrant: Last Name, First Name, Middle Name
• Company Affiliation:
• E-mail Address:
• Mobile Number:

Note that the amount to be refunded shall only the be amount of the Registration Fee and
shall not include charges of website admin and processing fees.
Given the Community Quarantine, expect refund/s to be deposited at least one (1) month
after notice of cancellation.

Substitutions may be only allowed when cancellation is made at least 24 hours before
October 7, 2020 (first day of the event) following prior provision.

LUAP does not accept liability for any damage, loss, cost (including legal costs),
expenses, indirect losses or consequential damage of any kind which may be suffered or incurred
by the User from the use of this service.

LUAP reserves the right to vary these Terms and Conditions from time to time and the
current version will be that published on this website. We reserve the right to decline the
acceptance of an online payment if your account is in default for any reason. LUAP may also
make additions/deletions/alteration to the services offered, at its sole discretion. We reserves the

right to withdraw the service at any time at its discretion. We retain the right to change the terms
and conditions for Online Fees Payments, without any prior notice.